Cornerstone Financial can bring you a series of customer focused innovate term assurance
products:
It’s vital that your family is financially protected should the unforeseen occur.
At Cornerstone Financial, we understand the difficult time that you face after being
told you or your family have a serious illness. We are here to advise and provide
the best specified illness cover on the Irish market.
Specified illness cover pays a lump sum if you suffer from one of the 37 common
conditions we cover, such as malignant cancer, diagnosed heart attack and stroke
(permanent symptoms). You and your family can use this lump sum to pay off bills
or the mortgage, and to help provide an income at this distressing time. Serious
illness can strike at any time. The effects can be catastrophic. Not only could
you face increased medical bills on top of your regular bills, but you could face
them when your income is reduced because you can’t work
The statistics are frightening:
- Men have a one in four chance of becoming seriously ill before the age of 65.
- For women, that figure is one in five.
- The average age of our customers who claim for specified illness cover is 51 for males, and 45 for females
- The most common illnesses are malignant cancer, heart related illnesses (diagnosed) and stroke (permanent symptoms).
But the good news is that it is likely that if you suffer a serious illness you will survive. However for many of those who survive*, life will never be the same again. Some become disabled and have to change their home and car, while others need ongoing medical care. If you take out specified illness cover, we will provide a lump sum to make sure you don’t have to worry about financial security. All claims statistics, unless otherwise stated, are based on Irish Life claims experience in 2007.
At the very least, you need enough cover to:
- pay off your mortgage;
- pay off other loans and bills; and
- keep you going until you get back on your Feet. (On average we would recommend Twice your yearly salary).